There are several ways to get cashback with Apple Pay, such as holding the Apple Credit Card or any other cashback credit card tied to Apple Pay and allowing you to receive a refund on purchases with Apple Pay. You can also make purchases in stores that return money using debit cards linked to Apple Pay.
Most people who use ApplePay want to know if they can get cash back, so this question is one of the most popular. Before answering this question, study some information about what Apple Pay is.
What is Apple Pay?
Apple Pay is a digital payment system that enables its users to pay for various products and services in person or over the Internet using iOS devices. Apple Pay was introduced in 2014 and continues to grow in popularity every year.
To use Apple Pay, you must have the Apple Wallet app installed on your device. Thus, this payment system is quite convenient as you no longer have to carry physical cards with you when making purchases. Thus, all you need to do is link your credit or debit card to this digital wallet service and use your device (most often a mobile phone) to pay. You will also be glad to learn that Apple Pay supports most major debit and credit cards. Thus, many people around the world who use the Apple technique also prefer Apple Pay because it is fast and convenient. Moreover, you no longer have to worry about whether you have taken a credit card with you, as it will always be in electronic form in your wallet.
What is the difference between Apple Pay, Apple Card, and Apple Cash?
You probably know that Apple Pay works independently, but you can also link your Apple Card to it. This card is issued by Goldman Sachs and is supported by MasterCard. You should know that Apple Card works exactly like a regular credit card with a cashback. Basically, this card is only used in digital format, but Apple Card holders also receive a physical plastic card for purchases in those stores that do not accept Apple Pay.
Also note that with Apple Pay, you can also use Apple Cash to exchange funds with other people using iMessage. Apple Cash works in the same way as a prepaid debit card and does not support credit cards. It is important to note that you are only eligible to use this service if you are a US resident and at least 18 years of age. So how can you transfer money to your contacts?
In order to do this, you must add them to your Apple Cash account using a debit card. Thus, every time you receive money from their contacts, they appear in your wallet on your Apple Cash card which is very convenient. You can use the money received as you like, for example, make purchases in stores or on the Internet and transfer them to your bank account. Thus, Apple Pay, Apple Cash and Apple Card are three different elements, each of which is convenient in its own way.
What are the ways that can help me get cashback with ApplePay?
So, if you constantly use Apple Pay, then you should know that there are several ways how you can get cashback. For example, you can hold the Apple Credit Card or have any other cashback credit card linked to Apple Pay and allowing you to receive refunds on Apple Pay purchases. Another option is to make purchases in stores that return money using debit cards linked to Apple Pay.
- Get an Apple Card
This option is a good offer for those people who spend a lot on Apple products and also regularly use Apple Pay. So how does the cash back program of the Apple Credit Card work?
You are able to get 2% cashback every time you use an Apple Card with Apple Pay. However, please note that if the shop does not accept Apple Pay for some reasons, then you will only receive 1%. Also, you will receive 3% cashback for any purchases that you made through Apple and 1% cashback for all other purchases.
So, every time you use an Apple Card, you get cash back, which is reflected on the Apple Cash card in Apple Wallet. Then you can use this money to pay for purchases and services, pay for something with a credit card, and so on.
- Link cashback card to Apple Pay
Another option that you can use is to link your cashback card to Apple Pay in order to be able to receive cash back for purchases in Apple Pay. You will also be glad to know that Apple Pay works with most credit cards, so you will most likely be able to get cashback with Apple Pay. For example, if you have a Blue Cash Everyday Card from American Express, you will receive 3% cashback in US supermarkets, 2% on gas and purchases at the US department stores, and 1% on other purchases.
- Get cashback using Debit Card with Apple Pay
In order to do this, you first of all need to link your debit card to your Apple Pay account. Also, the store where you use it must accept Apple Pay and offer cashback for products. Whether you can get cash back or not depends on each store. In order to find out if the store offers cashback Apple Pay, you can visit it or contact him and ask. Please note that some stores cannot refund cashback on Apple Pay purchases. However, in most stores, you can still get cashback with Apple Pay.